When you think of an employee benefit package, what comes to mind? Health insurance? A 401(k)? Maybe paid time off? While these are all essential, many employees don’t realize they can ask for even more—benefits that provide true long-term security for themselves and their families.
One of the most overlooked yet impactful benefits? Estate planning.
Many companies now offer financial wellness programs, student loan assistance, and even fertility support. But what about ensuring that everything you’ve worked for is protected? An estate plan isn’t just for the wealthy—it’s for anyone who wants to secure their assets, designate guardians for children, and make critical medical decisions ahead of time.
Let’s dive in and take a closer look as to why receiving estate planning as a benefit from your employer would make a positive impact in your life.
Why Estate Planning Should Be Part of Your Employee Benefit Package
It’s the Cornerstone of Financial Wellness: You work hard for your paycheck, and an estate plan ensures your wealth—no matter the size—is protected for the future.
It Brings Peace of Mind: If something unexpected happens, your loved ones won’t be left with complicated legal battles or financial confusion.
It’s More Affordable When Offered by Your Employer: Many companies now provide Trust & Will estate planning as part of their financial wellness benefits, making it easy and cost-effective to get a legally sound plan in place. Alchemer, UBS, and Delta are just a few examples.
It’s Family-Centric: Studies have shown that a vast majority of American workers believe that family-friendly benefits directly influence their job satisfaction. Estate planning is one of the few benefits that will directly benefit your loved ones. Whether it’s naming a guardian for your children or pets, or ensuring your family knows about your healthcare wishes, everyone involved will have better peace of mind.
How to Bring It Up to Your Employer
If your company doesn’t already offer estate planning as part of their employee benefit package, you can start the conversation by: ✔ Checking with HR: Some companies already have estate planning benefits, but they may not be widely advertised or hidden under a broader legal services category. If they do offer legal services that include estate planning, consider whether a digital estate planning platform like Trust & Will could present a more accessible, convenient option for you and your colleagues. ✔ Highlighting the Value: Let your employer know that estate planning aligns with other financial wellness initiatives. It’s a low-cost, high-impact benefit that gives employees peace of mind. ✔ Gathering Interest: If multiple employees express interest, it increases the chances of your company adding estate planning to their benefits.
The Employee Benefit Package that Goes a Long Way
Your employee benefit package should go beyond just covering you today—it should help protect your future. Estate planning is a simple yet powerful way to ensure that your loved ones are taken care of, no matter what happens. If your employer doesn’t offer it yet, it’s worth asking. After all, the best benefits are the ones that truly support your life—now and in the years to come.
Advocating for estate planning as an employee benefit could be one of the most valuable requests you ever make. Want estate planning as an employee benefit? Enter your HR manager’s email address on the form found on this page when you click “Partner with Us.” We’ll send them everything they need to make it happen.
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