Irrevocable Living Trust

An Irrevocable Living Trust is a type of Trust that cannot be easily altered or terminated once it is created.

Irrevocable Living Trusts: Commonly Asked Questions

If you want something to take effect now that can offer you asset protection, an Irrevocable Living Trust may be worth looking at.

Certain types of assets do not go in an Irrevocable Living Trust, including Life Insurance policies, Qualified Retirement Accounts, vehicles, health or medical savings accounts and more.

A regular Trust holds assets while you’re alive, but doesn't go into effect until you pass away. A Living Trust, by contrast, takes effect once you fund it (put assets into it).

It’s rare, and not easy to do, but there are a few instances where you can change an Irrevocable Trust. That said, by definition Irrevocable Living Trusts are intended to be set in stone, and generally cannot be altered or terminated.

Create a Legally Valid Estate Plan in 3 Steps

Create your estate plan

Creating a will or trust through our platform is easy, and for your first time, we’ll ship your documents to you for free. Once you have your plan, make sure to get them signed, witnessed, and notarized to help ensure your plan is legally valid.

Schedule your signing ceremony.

Finding a notary, gathering your witnesses, coordinating your appointment—it can be a hassle. To make matters worse, not all notaries will notarize estate planning documents. We make this step much easier through our notary partners. Click here to log in to your Trust & Will account and view your notary options.

Sign, witness, and notarize.

Properly sign your documents in the presence of your witnesses and notary. After your witnesses also sign, the notary will provide their signature and seal. Then, safely store your documents for safekeeping. No need to mail your documents back to us.

Your dedicated support team.

Questions about your plan? Don’t rely on googling or guesswork—your support team is on the case. Even if we’re not in-office, we always respond as soon as possible. We’re here to make the process easy.

We’re available:

• Monday-Friday 7am-5pm PT