About the Author
![Nicole Dieker](http://images.ctfassets.net/hs31rjjuxuuc/zF2n1NO5PN1hVANBkp6ZC/33997c7a6798b6bcaa436d3e34512e8e/ND_Nov_2020.jpg)
Nicole Dieker, @nicoledieker
Freelance Writer
Nicole Dieker has been a full-time freelance writer since 2012, with a focus on personal finance and habit formation. Her work regularly appears at Bankrate, Vox, Haven Life, and CreditCards.com; she's also written for Lifehacker, Popular Science, NBC News, and more. Dieker spent five years as a writer and editor for The Billfold, a personal finance blog where people had honest conversations about money, and is the author of Frugal and the Beast: And Other Financial Fairy Tales.