Trust & Will vs. OneDigitalTrust Reviews: Which Estate Planning Platform Is Right for You?

Estate planning is a meaningful step toward protecting your family, your assets, and your future. As more digital tools enter the market, it’s not uncommon to encounter platforms like Trust & Will and OneDigitalTrust during your research. While both operate in the estate planning space, they’re designed for very different use cases—and deliver very different experiences.

Below, we break down how Trust & Will and OneDigitalTrust compare, so individuals and institutions alike can make an informed decision.

Overview: What Each Platform Offers

OneDigitalTrust is a white-label, advisor-focused digital estate planning platform sold primarily to financial institutions and advisory firms. It provides embedded tools for creating wills and trusts, but relies heavily on partners to brand, integrate, support, and manage the end-user experience.

Trust & Will is a comprehensive estate planning and settlement platform built for individuals, families, and enterprise partners. We offer attorney-backed, state-specific documents, a guided consumer experience, built-in compliance, and dedicated support—delivered through a turnkey, co-branded solution that minimizes operational burden for partners.

Key Differences at a Glance

While both platforms support digital estate planning, the similarities largely end there. Here’s how Trust & Will and OneDigitalTrust compare across core considerations:

Pricing

• Trust & Will offers transparent, fixed pricing to consumers, including a Will Plan ($199) and Trust Plan ($499), with optional Attorney Support ($299).

• OneDigitalTrust is typically sold through licensing or revenue-share agreements with institutions, and end-user pricing varies depending on how each partner structures their program.

Business Model & Intended Audience

• Trust & Will operates a proven hybrid partner-and-consumer model, offering turnkey estate planning programs that scale easily across financial institutions.

• OneDigitalTrust functions as a B2B2C software provider, supplying tools that advisors and institutions must adapt into their own workflows and member experiences.

Product & User Experience

• Trust & Will delivers a guided, consumer-first experience refined by feedback from over 1 million users, helping people complete estate plans with clarity and confidence.

• OneDigitalTrust is more advisor-oriented, offering a DIY interface that lacks the polish and ease of a direct-to-consumer platform.

Legal Oversight & Compliance

• Trust & Will documents are attorney-vetted, state-specific, and maintained by in-house legal experts, with optional attorney review available to members.

• OneDigitalTrust offers self-service documents, with limited publicly available information on attorney validation or ongoing legal maintenance.

Support Model

• Trust & Will provides dedicated partner account management, full Member Support via chat, phone, and email, and optional attorney guidance.

• OneDigitalTrust relies primarily on partner-managed support, placing responsibility for end-user assistance on the institution rather than the platform.

Implementation & Launch

• Trust & Will enables partners to launch in as little as 1–3 weeks with virtually zero technical lift.

• OneDigitalTrust requires moderate integration, custom branding, and internal resources to bring the experience to life.

Privacy, Security & Reporting

• Trust & Will is SOC 2 certified, uses AES-256 encryption, and provides partners with a robust analytics dashboard to track engagement and adoption.

• OneDigitalTrust has announced SOC 2 Type II compliance and offers basic reporting, with data typically flowing into institutional systems via API rather than a proprietary insights suite.

Why Families and Institutions Choose Trust & Will

1. A Truly Turnkey Estate Planning Experience

Trust & Will removes complexity for both users and partners. From document creation to execution guidance and ongoing updates, everything is built and managed end to end—without requiring institutions to design or support the experience themselves.

2. Legal Confidence Built In

Estate planning isn’t just about filling out forms. Our attorney-backed approach ensures documents remain compliant with state laws, giving families and partners peace of mind that plans are built to last.

3. Designed for Life’s Changes

Trust & Will supports plan updates, secure document storage, and long-term organization as life evolves. Estate planning isn’t a one-time event—and our platform reflects that reality.

4. Proven Trust, Adoption, and Stability

With 1 million+ plans created, thousands of verified reviews, and hundreds of financial institution partnerships, Trust & Will offers a level of credibility, scale, and consumer trust that newer, software-only platforms can’t yet match.

The Bottom Line

We hope these Trust & Will vs. OneDigitalTrust reviews helped clarify the differences between the two platforms. OneDigitalTrust may appeal to institutions looking for advisor-centric estate planning tools—but that flexibility often comes with additional integration work, limited consumer support, and less legal oversight.

For individuals and organizations seeking a fully managed, attorney-backed estate planning experience that prioritizes ease, compliance, and long-term support, Trust & Will offers a more complete and trusted solution.

At Trust & Will, we’re here to help keep things simple. You can create a fully customizable, state-specific estate plan from the comfort of your own home. Take our free quiz to see where you should get started, or compare our different estate planning and settlement options today!

Is there a question here we didn’t answer? Browse more topics in our learn center, visit our Frequently Asked Questions (FAQ) page, or chat with our member support!

Trust & Will is an online service providing legal forms and information. We are not a law firm and we do not provide legal advice.