How Do I Create a Revocable Living Trust Online?

Creating a trust doesn’t have to be complicated or expensive. An online revocable trust is a powerful way to protect your assets, keep your affairs private, and ensure your wishes are carried out exactly as you intend. With the right guidance, you can design a plan that adapts with your life, giving you both control now and peace of mind for the future.

What Is a Revocable Living Trust?

A Revocable Living Trust is a legal arrangement that lets you manage and distribute your assets during your lifetime and after your death, while keeping full control over them as long as you’re alive.

You, as the grantor, place property, accounts, and other assets into the trust. You can change, update, or revoke it at any time (hence “revocable”). Upon your passing, a successor trustee you’ve named steps in to carry out your instructions—usually without the delays, costs, and public process of probate.

In short, it’s a flexible, private way to ensure your assets are handled according to your wishes, both now and in the future.

Why Create a Revocable Living Trust Online?

Planning your legacy doesn’t have to involve endless paperwork or costly attorney visits. Creating a Revocable Living Trust online offers the same powerful protections with the added convenience of guided, step-by-step tools you can use from home. It’s a modern, affordable way to secure your wishes and protect the people you love.

Benefits of Creating a Revocable Living Trust Online

• Convenience from anywhere: Complete your trust on your own schedule, without office visits or lengthy appointments.

• Step-by-step guidance: Easy-to-follow questions and prompts ensure your plan reflects your wishes.

• State-specific documents: Create a Revocable Living Trust tailored to your state’s legal requirements.

• Cost savings: Typically far less expensive than hiring a traditional attorney for the same documents.

• Avoids probate: Helps your loved ones skip the costly, time-consuming, and public probate process.

• Keeps your affairs private: Your trust remains confidential, even after you pass.

• Flexible and updatable: Make changes anytime to keep your plan aligned with life’s changes.

• Peace of mind: Know your assets will be managed and distributed exactly as you intend.

Step-by-Step: How to Create a Revocable Living Trust Online

Setting up your trust doesn’t have to be intimidating. With the right online tools, you can create a plan that’s legally sound, easy to understand, and tailored to your life. Here’s how to move from idea to a fully funded trust—one step at a time.

1. Choose a Trusted Online Estate Planning Service  

Select a platform that combines attorney-approved, state-specific documents with an easy-to-use online experience, like Trust & Will. Our guided process walks you through each decision, so you can create a Revocable Living Trust that’s both legally sound and tailored to your life, all from the comfort of home.

2. List All Trust Assets  

Identify everything you want to include—such as bank accounts, real estate, investments, and personal property. A clear, complete list helps avoid confusion and ensures nothing is left out.

3. Name Your Trustee and Successor Trustee  

Select someone you trust, aptly called a trustee, to manage your assets according to your instructions. Your trustee will be responsible for managing and distributing your assets according to your wishes—both while you’re living (if you become unable to manage them yourself) and after you pass away. It’s equally important to name a successor trustee, who can step in if your first choice is unable or unwilling to serve.

4. Designate Your Beneficiaries  

Decide who will receive your assets and in what proportions. You can also include special instructions for when and how they inherit. For example, you might want your children to receive their share in stages—such as one-third at age 25, another third at 30, and the remainder at 35—rather than all at once. This can help protect their inheritance, give them time to learn money management skills, and ensure the assets are available for important life milestones.

5. Customize the Terms of Your Trust  

Outline your wishes for asset management, distribution timelines, and any specific conditions. This is where you can tailor your trust to fit your unique situation.

6. Review, Finalize, and Sign Your Trust Document  

Carefully read through the completed document to confirm accuracy. Follow your state’s requirements for signing and, if necessary, notarizing your trust.

7. Fund Your Trust by Transferring Assets 

Once your Revocable Living Trust is created, it needs to be “funded” to work as intended. That means retitling your assets, such as bank accounts, real estate, and investment accounts, so they are legally owned by the trust. This step is essential for your trust to be effective and provide the protections you intended. Without it, those assets may still have to go through probate, defeating one of the main purposes of creating the trust in the first place. Properly transferring ownership ensures your trustee can manage and distribute your assets seamlessly, according to your plan.

How Much Does It Cost to Create a Revocable Trust Online?

The cost to create a revocable trust online varies depending on the provider and the level of support you choose, but it’s typically far more affordable than hiring a traditional attorney. Many online estate planning services, including Trust & Will, offer transparent, flat-rate pricing that often ranges from a few hundred to under a thousand dollars—compared to the $2,000–$5,000 or more you might spend with a law firm. This means you can get attorney-approved, state-specific documents and step-by-step guidance without the high hourly fees, making it easier to protect your assets and your loved ones while staying within budget.

FAQs: 

Is it safe to do a  Revocable Living Trust online?

Yes—if you choose a reputable service, creating a Revocable Living Trust online can be both safe and legally valid. Platforms like Trust & Will use attorney-approved, state-specific documents and bank-level encryption to protect your personal information and comply with strict privacy and security standards. By working with a trusted provider, you get the convenience of an online process with the same legal protections as traditional methods, plus clear guidance every step of the way.

What should not be placed in a revocable trust?

You generally shouldn’t place retirement accounts like IRAs and 401(k)s, health savings accounts, or assets with transfer-on-death designations in a revocable trust. These items have their own beneficiary rules, and moving them into a trust can trigger taxes or penalties.

Should I put my bank accounts in my revocable trust?

Many people choose to put their bank accounts in a revocable trust so those funds can be managed if they become incapacitated and transferred to beneficiaries without probate. Just be sure to update account titles through your bank to reflect the trust’s ownership.

Create Your Online Revocable Living Trust with Trust & Will

Building a secure future for your loved ones doesn’t have to be complicated or costly. With Trust & Will, you can create an attorney-approved, state-specific Revocable Living Trust entirely online—guided every step of the way. Our simple, secure platform makes it easy to protect your assets, avoid probate, and ensure your wishes are carried out exactly as you intend. Start today and give yourself the peace of mind that comes from knowing your legacy is in good hands.

Trust & Will makes estate planning simple so you can create a customized, state-specific plan from the comfort of your own home. Take our free quiz to discover which estate plan best fits your needs today, to secure your family’s future.

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Trust & Will is an online service providing legal forms and information. We are not a law firm and we do not provide legal advice.