Trust & Will vs. Legal Karma Reviews: Which Estate Planning Platform Is Right for You?

Estate planning is an important step toward protecting your loved ones and your legacy—but choosing the right platform can feel overwhelming. Two options you may come across during your research are Trust & Will and Legal Karma. While both operate in the estate planning space, they serve very different audiences and offer distinctly different experiences.

Below, we break down how Trust & Will and Legal Karma compare, so you can decide which solution best meets your needs—whether you’re an individual planning for the future or a financial institution evaluating an estate planning partner.

Overview: What Each Platform Offers

Legal Karma is primarily a white-label legal document automation platform designed for financial institutions. Rather than offering a consumer-facing estate planning experience, Legal Karma provides backend tools that partners must integrate, configure, brand, and support on their own.

Trust & Will, by contrast, is a comprehensive, attorney-backed estate planning and settlement platform built to support individuals, families, and enterprise partners alike. We offer a turnkey, co-branded solution with state-specific documents, guided user experiences, built-in compliance, and dedicated support—making estate planning accessible without placing additional burden on partners or end users.

Key Differences at a Glance

Choosing between Trust & Will and Legal Karma comes down to how much support, customization, and end-to-end service you’re looking for. Here’s how the two platforms compare across key areas:

Pricing

• Trust & Will offers transparent, fixed pricing for consumers, including a Will Plan ($199) and Trust Plan ($499), with optional Attorney Support available.

• Legal Karma does not publish consumer pricing. End-user costs are determined by each partner institution and may vary widely.

Business Model & Use Case

• Trust & Will delivers a hybrid partner and consumer model, offering turnkey, co-branded estate planning programs that are ready to launch quickly.

• Legal Karma functions as a backend legal workflow tool, requiring partners to build, manage, and maintain the member-facing experience themselves.

Product & User Experience

• Trust & Will provides a guided, consumer-first experience refined by feedback from over 1 million users, helping people confidently complete their estate plans.

• Legal Karma relies heavily on partner implementation; the user experience depends on how the institution designs and deploys the platform.

Legal Oversight & Document Quality

• Trust & Will documents are attorney-vetted, state-specific, and maintained by in-house legal experts, with optional attorney review available.

• Legal Karma uses template-based document automation, with limited publicly available information on ongoing legal oversight or state-specific maintenance.

Support & Ongoing Assistance

• Trust & Will offers dedicated partner account management, a Member Support team, and optional on-demand Attorney Support for end users.

• Legal Karma places the responsibility for end-user support largely on the partner, with limited direct member assistance.

Implementation & Launch Speed

• Trust & Will is designed for rapid deployment, allowing partners to launch in as little as 1–3 weeks with minimal technical lift.

• Legal Karma typically requires months of custom development and API integration before going live.

Privacy, Security & Compliance

• Trust & Will is SOC 2 certified and protects data using AES-256 encryption and TLS 1.2 security standards.

• Legal Karma does not publicly disclose SOC 2 certification or equivalent compliance credentials.

Why Families and Partners Choose Trust & Will

1. A Complete, End-to-End Estate Planning Solution

Trust & Will goes beyond document creation. Our Will and Trust Plans include essential documents like powers of attorney and healthcare directives, all customized to state laws and personal needs—so users aren’t left piecing together a plan on their own.

2. Built-In Legal Confidence

Our platform is backed by attorneys from the start. From document creation to optional attorney review, we help ensure plans remain compliant and up to date as laws and life circumstances change.

3. Designed for Real Life

Estate plans aren’t static. Trust & Will supports ongoing updates, secure document storage, and tools that help families stay organized over time—something Legal Karma’s backend-only model doesn’t address.

4. Proven Trust and Adoption

With over 1 million plans created, thousands of verified reviews, and partnerships with hundreds of financial institutions, Trust & Will offers a proven, scalable solution trusted by both consumers and enterprises.

The Bottom Line

We hope these Trust & Will vs. Legal Karma reviews helped clarify the differences between the two platforms. Legal Karma may be suitable for institutions seeking a customizable backend legal tool—but that flexibility often comes with added complexity, development effort, and support responsibilities.

For individuals and organizations looking for a turnkey, attorney-backed estate planning experience that prioritizes ease, compliance, and long-term support, Trust & Will offers a more complete and trusted solution.

At Trust & Will, we’re here to help keep things simple. You can create a fully customizable, state-specific estate plan from the comfort of your own home. Take our free quiz to see where you should get started, or compare our different estate planning and settlement options today!

Is there a question here we didn’t answer? Browse more topics in our learn center, visit our Frequently Asked Questions (FAQ) page, or chat with our member support!

Trust & Will is an online service providing legal forms and information. We are not a law firm and we do not provide legal advice.